How to fix racial bias in policing
40 minutes ago
Last June, for the first time in history, Americans owed more on their student loans, a record $833 billion, than on their credit cards, $826.5 billion. The amount owed on student loans increases at a rate of about $2,853.88 per second, meaning we're on track for total student debt to cross the $1 trillion mark sometime this year.Some people have argued that that the next bubble to pop will be a higher-education bubble. The cost of education has risen so that it is no longer a good investment for most students--they will never recover the costs of going to college with higher wages. Maybe. I know that I saw a lot of students who did not belong in college when I was teaching. And I recall top administrators who saw nothing wrong with raising tuition and fees by 5%-10% each year.
Since getting hired almost a year ago, they have worked him as much as possible. He averages close to, but not quite at, 40 hours a week. The reason being, most kids they hire don’t show up when they scheduled, don’t work when they are there, and they mouth off to the management. And at 10 months or so, he has seen dozens of new people come and go.A lot of young people are not worth $7.00+ per hour, and if they are not, they will not be hired, or if hired, they will not be retained. The minimum wage is a very cruel law.
The US is going down a similar road as that taken by Greece and Portugal with regard to its budget decisions, John E. Silvia, chief economist at Wells Fargo, said on Wednesday.
CBO’s baseline budget updates suggest the date for reaching what Carmen Reinhart, Kenneth Rogoff and other prominent economists believe is a critical insolvency threshold -- a 90 percent ratio of federal debt held by the public to gross domestic product -- has moved four years closer, in just nine months!
Actually, 2017 is optimistic. Uncle Sam’s creditors will soon start charging exorbitant interest rates -- like those Greece, Ireland and Portugal now face. The market’s concern with those countries’ bonds is outright default, which is unlikely in the U.S. What is likely is rising inflation as the Federal Reserve continues to print vast quantities of money to help pay the Treasury’s bills.
I generally don’t give investment advice, but Bill Gross, co-founder of PIMCO and manager of the world’s largest bond mutual fund, has it right. It’s time to dump all but your very short-term U.S. Treasuries and other dollar-denominated bonds. A safer alternative is Treasury inflation protected securities, or TIPS.
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